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Why consider buying a Georgia HUD home listed for sale? You can purchase an Atlanta HUD home for as little as $100 down as owner occupant and 100% financing. A HUD home is simply a home that previously has PMI (Private Mortgage Insurance) on it through FHA (Federal Home Admininstration) and the previous owner defaulted on the loan and FHA repossesed the property.

Purchasing a HUD home in metro Atlanta Georgia benefits you in several ways. There are hundreds of homes to chose from, inspections and estimates for repairs have already been estimated, sales prices and loan settlement terms and fees have been resloved prior to the home being listed for sale, and you may qualify for having most or all of your closing costs paid up to 3% of the sale price of the home. HUD will also allow you to finance some or all of the repairs to the property into your loan amount.

 CHECKLIST OF WHAT YOU'LL NEED BEFORE MAKING A BID ON A HUD OWNED FHA INSURED HOME

1. Credit score of 620 or better to qualify for a FHA loan. If you credit score is below 620 contact me since I have credit repair specialists and lenders with whom I work that can guide you in raising your score.
2. Preapproval letter on bank letterhead for the purchase amount
3. $1,000 in certified funds for earnest money deposit
4. Approximately $275 to purchase your own home inspection should you choose to do so  
5. 45 days to close from the contract acceptance date

Contact me at 678-858-5368 or renee@solidsourcerealty for details today. I will represent your interest exclusively as your buyer's agent for a HUD home. The listing agent on the sign only represents the Seller. There is no fee to work with me as your Buyer's Agent. I represent home buyers in Paulding County, Cobb County, Bartow County, Cherokee County, & Douglas County, GA.