My husband had a mortgage in a chapter 13 which converted into a chapter 7 and was then discharged 4 years ago. The underwriter is saying that the only way to prove to them that the house/mortgage was discharged in the chapter 7 is on bankruptcy.
I am buying a house for 400k. How much of that cash should i use to put down tax purpose wise?. I assume that you mean $400k in cash, not $400. I am a mortgage editor here but have also worked.
Find out how much house you can afford with NerdWallet’s Home Affordability Calculator. Just like a mortgage lender, we factor in your household income, down payment, monthly debts, and monthly.
No extra trips even to the supermarket when you have plenty of food in the house. During this time see how much you can save. I also own a condo worth 700K and I owe 400K on it, with a low interest.
How the size of a down payment affects the total cost of a mortgage. Save as much as you can for your down payment. The bigger the down payment, the smaller the mortgage, which can save you thousands of dollars in interest charges. Example: How the size of a down payment affects the cost of a mortgage. You’d like to purchase a home that costs.
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A mortgage calculator is a great tool that you can use to see how much you can realistically afford. Before you start punching numbers into a calculator, however, you need to have a budget. To create a realistic budget, keep a notebook with you and jot down everything that you spend.
It doesn’t take much to get carried away with all of the different mortgage options that are available in Canada today. If you’ve found yourself wondering, ‘Can I afford a mortgage?’ or ‘How much can I afford?’ or ‘What kind of mortgage can I afford?’ then you know this firsthand.